## Cash and calendar
Run Commute cost and Fuel trip cost (or Uber vs public transit monthly cost). Then subtract from Net salary. Two hours a day is ~10 hours a week — price your hour even roughly.
## Remote / hybrid is a cash line
Fewer office days can beat a small raise. Model both offers with the same tools. Bike options: Bicycle commute savings calculator. Educational comparison for Iceland.
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Note: Educational content from Calcly Iceland. Official sources (RSK educational PIT 2026.) and licensed professionals take priority in Iceland.