## Separate the money first
Use a dedicated account or clear labels. Platform fees and refunds are not βnet profit.β Rough Side-hustle quarterly tax estimate calculator and Self-employment tax beat a surprise bill. Rules in New Zealand vary β educational only.
## VAT/GST thresholds
Some hustles hit registration thresholds earlier than you think. Peek at VAT GST and Invoice with tax before you scale ads. When unsure, official guidance for New Zealand beats a blog post.
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Note: Educational content from Calcly New Zealand. Official sources (IRD β PAYE educational model.) and licensed professionals take priority in New Zealand.