## Gross raise ≠ lifestyle raise
Run current and proposed gross through Salary raise and Net salary. A 8% gross can be ~5–6% net depending on brackets — check Effective tax rate. Bring that net monthly delta to the conversation.
## Hourly framing for overtime cultures
If you work 50-hour weeks, convert with Hourly rate. Sometimes the “raise” is less than the unpaid hours you already donate.
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